The Basics of SSDI Benefits
Social Security Disability Insurance (SSDI) is a program which provides benefits to those who are unable to work because of their disability. To qualify for these SSDI benefits in Greenville, South Carolina, you must have a disability as defined by the state of South Carolina and have paid enough into social security for enough years. If you are disabled and have not paid enough into social security but have a low income, you may qualify for SSI (Supplemental Security Income) benefits.
The Social Security Disability Insurance program (SSDI) provides benefits to those who are classified as disabled as defined by the Social Security Administration (SSA). The SSA states that a person is considered disabled if he or she has a mental or physical condition which prevents them from working for one entire year.
You are considered disabled if:
- You can no longer perform the work you did before your disability.
- You are unable to adjust to different work because of your condition.
- You have had your disability for at least 12 months.
In addition to having to meet the SSA’s definition of disabled, you must also have earned enough work credits during the years you have worked.
How Do I Qualify for Workers’ Compensation Benefits in Greenville, South Carolina?
Workers’ compensation laws in Greenville, South Carolina state that every employee in the state is protected under the Workers’ Compensation Act with the exception of:
- Railroad employees
- Federal employees
- Agricultural workers
- Businesses with less than 4 employees
- Some types of real estate agents
- Some casual or temporary employees
- Corporate officers
An employee can receive workers’ compensation for personal injury or even death as a result of an accident which occurred at work. Workers’ compensation benefits in Greenville, South Carolina cover loss of wages during the disability, medical treatment, and compensation for disfigurement or disability.
The workers’ compensation program in Greenville, South Carolina provides medical care and benefits in the form of cash payment for any illnesses or injuries caused on the job. Employees who have been injured on the job in Greenville, South Carolina are eligible for workers’ compensation benefits if they can prove that their illness or injury was caused during their normal line of work.
To qualify for workers’ compensation benefits in in Greenville, South Carolina, the employee has to be able to prove that his or her illness or injury happened in the workplace or the injury or illness was related to work.
If you have been injured on the job and have been granted workers’ compensation benefits, you are entitled to compensation for lost wages, medical treatment (doctor’s visits, prescriptions, surgery, physical therapy, etc.) and compensation for long-term disability.
Can I Receive SSDI and Workers’ Compensation at the Same Time in Greenville, South Carolina?
SSDI benefits are separate from workers’ compensation benefits. Under South Carolina law, you are entitled to receive workers’ compensation benefits and SSDI benefits at the same time, given that you meet the requirements set for both programs. If you are unsure of what the requirements are, contact a lawyer at Robert Surface Law today to help guide you through the process to make sure that you get the full benefits you’re entitled to.
It is important to talk to a lawyer because federal law states a significant limitation for those eligible for both benefits.
If you receive both SSDI benefits and workers’ compensation benefits, your benefits must not exceed 80 percent or more of the income you earned before your injury. This means that if you received a large lump sum from a workers’ compensation settlement, there is a chance you may no longer be eligible to receive SSDI benefits. Many people who agree to these types of settlements are typically not aware of the consequences it can have on their SSDI benefits, which is why you should contact a disability lawyer who is experienced in these types of cases before agreeing to any type of workers’ compensation settlement.
Contact a SSDI Lawyer Today in Greenville, South Carolina
If you are no longer able to support yourself, you will need to know how to navigate through this difficult time while ensuring that you don’t lose out on any benefits. J. Robert Surface Law is here to help you navigate through this complicated and stressful process so that you can earn all the SSDI benefits and workers’ compensation benefits you are entitled to. Let an experienced SSDI attorney in Greenville, South Carolina guide you through the process and work with you to get you the full compensation and medical benefits you deserve.