If you have a child with disabilities, he or she may qualify for benefits from the Social Security Administration (SSA). Typically, children with disabilities can seek social security benefits in lieu of two programs: Supplemental Security Income (SSI) payments and Social Security Disability Insurance (SSDI). Both programs have their own sets of requirements. When filing for disability benefits for your child, your application must meet these requirements. Here is a look at both programs and the benefits available to children with disabilities through these programs.
SSI Disability Benefits for Children
SSI payments are available to Americans who have limited resources. The SSI payments are offered on a monthly basis, allowing people with low monthly income to provide for their basic necessities. These payments are also available to children with disabilities.
SSI itself is a federal program so that every year a designated monthly payment amount is fixed. However, the actual payment varies from one state to the other. This is because each state may add its own amount to the original federal sum.
For the eligible individuals in South Carolina, the SSI payment in January 2019 was $771 per person. The same amount may be available to children with disabilities who qualify for SSI benefits. In 2020, the actual amount of monthly payment may slightly change.
Typically, your SSI benefits claim for a disabled child may take a few months to be processed. If your child has a very serious disability, such as total blindness, total deafness or Down syndrome, SSA may start paying benefits right away for a period of up to six months even if the state agency is yet to decide on your claim.
If you are not sure how to apply for benefits and file a claim, it is advised that you consult reliable Greenville child disability lawyers. A good lawyer will help you meet the requirements listed below and file a claim without wasting any time.
Requirements for SSI Benefits for Children
If you are applying for SSI benefits for your child with disabilities, your application must meet a number of requirements. Here is a look at these requirements:
- The child seeking benefits must have one or more medical conditions that severely limit his or her functional capabilities.
- The medical condition causing the disability must last, or be expected to last, for at least one year.
- If the child’s disability is blindness, his or her total monthly income must not be more than $2,110 per month. For children with disabilities other than blindness, the monthly income must not be more than $1,260.
- The total financial resources of the child, including the assets as well as any savings, must not be above $2,000.
Once your child meets these requirements and starts receiving SSI payments, SSA will review the child’s condition on regular intervals. For children whose condition is expected to improve, such reviews are conducted at least once every three years. In these reviews, SSA determines whether a child is still functionally limited by the disability and eligible to continue receiving SSI benefits.
SSDI Benefits for Children With Disabilities
Children are not directly eligible to receive SSDI benefits. However, if a child developed a disability after turning 18 but before turning 22, he or she may be entitled to SSDI benefits. In such a case, SSDI benefits are available only to children with disabilities whose parents qualify for Social Security benefits.
If a parent who qualified for social security benefits dies, a child above 18 with disabilities is eligible to receive SSDI benefits. The child doesn’t need to have worked to receive these benefits and can continue to receive these benefits as long as the disability remains. Once a person gets married, this may affect the ‘adult child benefits’ as these are called. This is because the spouse’s monthly income is also factored into a person’s monthly earnings when determining whether or not the person qualifies for SSDI benefits.
Why Hire Greenville Child Disability Lawyers?
If you live in Greenville, SC and want to apply for social security disability benefits for children with disabilities, it is important to consult a qualified attorney. Here at Robert Surface law firm, our Greenville child disability law office specializes in helping you file and claim disability benefits in the briefest time possible. We help you understand the various benefits available to your child, meet the requirements for these benefits, and file an application. Contact us today to book a FREE consultation with our attorneys and discuss your case in a one-on-one session.